In a large mixing bowl, whisk together flour, baking powder, salt, and sugar until well combined.

In a separate bowl, combine milk, egg, and melted butter. Whisk until smooth.

Pour the wet mixture into the dry ingredients and gently fold together. Allow to rest for 5-10 minutes.

Preheat a non-stick griddle or skillet over medium heat. Pour ¼ cup of batter for each pancake, cooking until golden brown.

For savory filling, heat a skillet over medium heat, add ground beef, and cook until browned.

For sweet filling, combine nuts, coconut, brown sugar, and spices, cook until fragrant, then mix in maple syrup and butter.

Prepare fruit filling by tossing mixed berries, banana, apple, honey, and lemon juice in a bowl.

To assemble, fold a pancake in half and fill with savory or sweet mixture.

Top with whipped cream or your favorite toppings.

Serve immediately while warm.